Specially Designed for SpiceJet Passengers

Travel Assistance Service Provider

 Asego Travel

Insured Persons

Passengers who travel by SpiceJet only

Purpose of travel

Personal Business & Leisure only

Domestic Travel ProtectionServices

• Domestic Roadside Assistance
• Domestic Medical Assistance
• Lifestyle Assistance – Within India

Cover Inception

Flight

Min & Max Travel Days

15

"Period of Insurance" means the period between

• The scheduled time of departure of the Carrier on which the Insured Person is booked to travel as a fare paying passenger, and
• The earlier of:
• The time when the Insured Person returns to his usual place of residence as shown in the Certificate of Insurance, and
• The expiry date specified in the Certificate of Insurance

The Period of Insurance will be evidenced only by the Certificate of Insurance issued by us during the Policy Period

“Domestic Trip" means a trip where both starting point and destination are within Indian boundaries.

Single Trip shall mean one trip to any destination within the Republic of India during the Policy period, as per details specified in the Schedule to this Policy.

Domestic Roadside Assistance–Servicesare available across India, except Islands, Jammu & Kashmir and North Eastern states against the belowmentioned heads.

• Minor on the Spot Repair
• Breakdown Services & Towing
• Flat Tyre Service
• Battery Service / Jumpstart
• Emergency Fuel Delivery
• Keys locked inside
• Lost Keys

Domestic Medical Assistance – This service is available across India except islands

• Telephone Medical Information: We will offer medical information of a non-diagnostic, non-treatment nature such as disease outbreaks, vaccinations etc. to the customer/customer's family.
• Medical Service Provider Referral: We will provide the contact details of medical service providers such as hospital, clinics, chemists, diagnostic centers etc. However, we will not be responsible for the outcome of services availed from the recommended providers. 
• Arrangement of Home Nursing Care: We will arrange for nursing care to be provided at the customer/customer's family's residence.

Coverage

Sum Insured (in INR )

Deductibles (in INR )

Medical Treatment

50,000

Nil

This benefit reimburses your medical bills (upto Rs 50,000) if you are involved in hospitalisation during your trip and need medical attention. For details please read the Policy wording section

Total Loss of Checked-in Baggage

10000

Nil

This benefit reimburses you upto Rs 10000 if your luggage is lost while in the custody of the common carrier. For details please read the Policy wording section

Personal Accident [24 Hrs]

INR 100,000

Nil

This benefit compensates the legal heir of the person in case of the death of the insure do dismemberment of any body parts. For details please read the Policy wording section
.

Loss of Deposit (Hotel and Air)

INR 10,000

Nil

Reimbursement uptoRs 10,000 for travel and accommodation expenses that the Insured Person has paid and cannot recover, if the trip is unavoidably cancelled during the Risk period due to death or Hospitalisation of insured Person or Insured Person’s immediate family member.Pleaserefere Policy T&C for more details

Trip Delay

INR 2,000

6hr

The Company shall reimburse the reasonable additional expenses incurred by the Insured, if his or her trip, covered by this Policy, is delayed beyond a specified number of hours, as mentioned in the Policy Schedule. For details refer terms and conditions.

Missed Connection

INR 5,000

3hr

If the confirmed onward connecting flight is missed at the transfer point due to the late arrival of the incoming confirmed connecting scheduled flight and no onward transportation is made available within 3hours of actual arrival time of the incoming flight, the Company will provide for payment of allowance as specified in the Policy Schedule, towards transportation costs to join the trip (must be of the same class of original tickets purchased) together with Accomodation or Refreshment bills. Please refer Policy T&C for more detaials

Emergency Accidental OPD Expenses

INR 5000

NIL

Reimbursement uptoRs 5,000 of OPD treatment due to Accident. Please refer T&C for more details.

Premium for 30 days - Per Passenger/Per PNR

INR 169

Travel Assistance Service Provider

 Asego Travel

Insured Persons

Passengers who travel by SpiceJet only

Purpose of travel

Personal/official

Overseas Travel Protection Services

• Medical Assistance
• Travel Assistance
• Lifestyle Assistance – Overseas

Cover Inception

Flight

Min & Max Travel Days

Travel Period

Risk Period means only the period between:

1. The time when the Insured Person crosses the Indian border to leave India as a fare paying passenger on a Carrier, and
2. The earlier of:
   1. The time when the Insured Person crosses the Indian border to return to India as a fare paying passenger on a Carrier, and
   2. The expiry date specified in the Certificate of Insurance.

Single Trip shall mean one trip to any destination where the Insured Person crosses the Indian border to leave India as a fare paying passenger on a Carrier, during the Policy period, as per details specified in the Schedule to this Policy.

Coverage

Sum Insured (in $ )

Deductibles (in $ )

Medical Expenses

$ 75,000

$ 100

Coverage for Inpatient & Outpatient treatment including transportation to the medical facility.

Dental Treatment

$300

$100

Medical Expenses for pain relieving dental treatment received by the Insured Person

Medical Evacuation

Included

NIL

Expenses incurred in transportation from a Hospital to the nearest advanced medical facility, if medically necessary

Repatriation of Mortal Remains

Included

NIL

Payment for transporting mortal remains back home.

Personal Liability

$ 200 000

Nil

Indemnification of the insured person up to the Sum Insured against his  actual legal liability (including defense costs) to pay damages for his negligence which results from a third party civil claim first made against the Insured Person during the Policy Period for third party death, bodily injury or property damage.

Personal Accident & Common Carrier

$ 15 000

Nil

Reimbursement upto Sum insured due to Accidental Death of bodily injury as describe in the T&C. Please refer the T&C for complete details.

Trip Cancellation And Interruption

$ 2 00

$100

Reimbursement up to the Sum Insured for Cancellation of Trip due to Sickness Injury and death of the Insured or Immeditae Family Member. Please refer the T&C for details.

Delay of Checked-in Baggage

$100

12hrs

Payment for purchasing essential personal items of medication, clothing etc incase checked-in baggage’s delivery is delayed by a Carrier

Loss of Passport

$250

$25

Reimbursement of expenses for obtaining duplicate or fresh passport

Total Loss of Checked-in Baggage

$ 500

NIL

Payment for purchasing new items if Insured Person’s accompanying checked-in baggage for an overseas journey is permanently lost by a Carrier. Maximum reimbursement for any one item within one piece of baggage will be 10% of the Sum Insured. If the Insured Person has checked in more than one item of baggage, then maximum reimbursement for all items within one piece of baggage will be 50% of the Sum Insured.